Kutshanje, iakhawunti esemthethweni yeWeChat [Photovoltaic Information] (PV-info) ifumanise ukuba nge-5 ka-Agasti, iBhanki yabantu yaseTshayina, iKhomishini yoPhuhliso noHlaziyo yeSizwe kunye namanye amasebe asixhenxe akhuphe “Iimbono eziSikhokelo kwiNkxaso yezeMali yoShishino olutsha.”
Olu xwebhu luthi amashishini afanelekileyo kumashishini asakhasayo, afana netekhnoloji yolwazi yesizukulwana esilandelayo, isoftware esisiseko neyemizi-mveliso, izithuthi ezikrelekrele (eziqhagamshelweyo), amandla amatsha, izixhobo ezintsha, izixhobo eziphezulu, ulwazi lwendawo, i-aerospace yorhwebo, i-biomedicine, kunye nokhuseleko lwenethiwekhi kunye nedatha, ziya kuxhaswa ekuqokeleleni imali kwiimarike zemali ezininzi. Utshintsho lotyalo-mali luya kukhuthazwa, kwaye uvavanyo lwexesha elide lwamaziko otyalo-mali luya kuphuculwa. Iimali zotyalo-mali zikarhulumente, iimali zamashishini karhulumente, iinkampani zeinshurensi, kunye nezinye iimali zexesha elide ziya kukhuthazwa ukuba zikhawulezise ulwakhiwo lwamashishini exesha elizayo, zigxile kwimveliso yexesha elizayo, ulwazi lwexesha elizayo, izixhobo zexesha elizayo, amandla exesha elizayo, indawo yexesha elizayo, kunye nempilo yexesha elizayo, ngelixa ziqinisekisa iingozi ezilawulekayo. Olu xwebhu lukwagxininisa uphuhliso lwenkqubo yemigangatho yezemali exhasa utshintsho lwendalo kunye nekhabhoni ephantsi kwamashishini anekhabhoni ephezulu. Ukusetyenziswa kwezixhobo zemali eziluhlaza ezahlukeneyo, ezifana nekhredithi eluhlaza kunye neebhondi eziluhlaza, kutshintsho lwendalo kunye nekhabhoni ephantsi kushishino lokuvelisa kuya kuqiniswa.
Landela umgaqo othi “ukusekwa ngaphambi kokuba udilize” kwaye ukhuthaze iibhanki ukuba zixhase iiprojekthi kunye namashishini kumashishini anekhabhoni ephezulu ahambelana nokuphuculwa kobuchwepheshe obuluhlaza kunye nobuchwepheshe obunekhabhoni ephantsi kunye nemigaqo-nkqubo yokutshintsha amandla. Ukuphucula iindlela zokukhuthaza kunye nemida yezemali eziluhlaza, ukukhuthaza amaziko emali ukuba aphuhlise iimveliso zemali ezixhasa ukuveliswa okuluhlaza, ukwandisa utyalo-mali kukhuseleko lokusingqongileyo, ulondolozo lwamandla, ulondolozo lwamanzi, imveliso ecocekileyo, ukusetyenziswa kwezixhobo ngokubanzi, ukuveliswa okuluhlaza, kunye nophuhliso olunekhabhoni ephantsi, kwaye uxhase ukuguqulwa koluhlaza kunye nokuphuculwa kweefektri eziluhlaza.
IBhanki Yabantu yaseTshayina kunye namanye amasebe asixhenxe akhuphe ngokubambisana "Iingcamango Ezikhokelayo malunga neNkxaso Yezemali yoPhuhliso Olutsha lwezeMveliso"
Ukuze kuphunyezwe ngokupheleleyo umoya weSeshini yesiThathu yesiGqeba seKomiti yama-20 ye-CPC, kuphunyezwe amalungiselelo eNkomfa yeSizwe yoKhuthazo loShishino olutsha, kwaye kukhawuleziswe ukwakhiwa kwelizwe elinamandla lezemali nelemveliso, iBhanki yabantu yaseTshayina, uMphathiswa wezoShishino noLwazi, iKhomishini yoPhuhliso noHlaziyo yeSizwe, uMphathiswa wezeMali, uLawulo lwezeMali lukaRhulumente, iKhomishini yoLawulo lwezeMali yaseTshayina, kunye noLawulo lwezeMali lwaMazwe ngaMazwe kutshanje bakhuphe "Iimbono eziSikhokelo kwiNkxaso yezeMali yoShishino olutsha" (eza kubizwa ngokuba "ziimbono").
Ikhokelwa yiNgcinga kaXi Jinping malunga neSocialism eneempawu zaseTshayina zeXesha Elitsha, iiMbono zixhasa iinkonzo zemali zoqoqosho lokwenyani njengenjongo yalo esisiseko kunye nomlinganiselo osisiseko wokuthintela nokusombulula iingozi zemali. Zigxile kumsebenzi ophambili wophuhliso olutsha lwemizi-mveliso, iiMbono ziqinisa utshintsho lwesakhiwo lwezemali kwicala lokubonelela ngeenkonzo oluqhutywa yimfuno, ziqinise ulungelelwaniso lwemigaqo-nkqubo yemizi-mveliso neyezemali, kwaye zibonelele ngeenkonzo zemali ezikumgangatho ophezulu ukukhuthaza uphuhliso olutsha lwemizi-mveliso kunye nokukhawulezisa uphuhliso lwamandla emveliso amatsha asemgangathweni. Zilandela amanyathelo omgaqo-nkqubo ahlukeneyo kwaye zibonelela ngenkxaso kunye nolawulo, iiMbono zikhuthaza utshintsho olukhawulezileyo lwamashishini ukuya kwiimarike eziphakathi neziphezulu kwaye zithintele ukhuphiswano olungenakuguquka. Ngowama-2027, inkqubo yezemali exhasa uphuhliso oluphezulu, olukrelekrele, noluluhlaza lwemveliso iya kuba ivuthiwe kakhulu, kunye nokulungelelaniswa kweenkonzo okuphuculweyo kakhulu.
Izimvo zicebisa amanyathelo enkxaso ajolise kwiindawo eziphambili zophuhliso olutsha lwemizi-mveliso. Izixhobo zomgaqo-nkqubo wezemali ziya kulungiswa ukuze zixhase iimveliso eziphambili zobuchwepheshe kunye nophando, imali yesigulane iya kwaziswa ngeendlela ezininzi zokuguqula impumelelo yesayensi nezobuchwepheshe, iinkonzo zemali ezibanzi ziya kuqiniswa kumashishini aphambili kwikhonkco lemizi-mveliso, kwaye amandla okuvelisa ubuchwepheshe kwishishini kunye nokuqina kwekhonkco lokubonelela ngekhonkco lemizi-mveliso aya kuphuculiswa. Iindawo ezintlanu eziphambili ziya kuphuhliswa, kubandakanya imali yesayensi neteknoloji, imali eluhlaza, kunye nemali yedijithali. Imodeli yenkonzo yemali yekhonkco lemizi-mveliso esekelwe "kwityala ledatha" kunye "netyala lezinto ezibonakalayo" iya kwandiswa ukuxhasa utshintsho kunye nokuphuculwa kwamashishini emveli kunye nokulima nokukhula kwamashishini asakhasayo. Iindlela zolawulo lwetyala kunye neenkonzo zemveliso yemali ezinxulumene nokudluliselwa kwamashishini kwimimandla esembindini nasentshona ziya kuphuculwa, kwaye ukugxininiswa kunye nophuhliso olukhethekileyo lwezixhobo zemali kwiiqela zoshishino kuya kukhuthazwa. Uthotho lwamanyathelo okuncedisa iinkonzo zemali eziwela imida luya kukhuthazwa, kubandakanya ukulungiswa korhwebo, ulawulo lwemali, utyalo-mali kunye nenkxaso-mali, ukuxhasa ulwakhiwo olunengqiqo lwamashishini kunye nokwandisa indawo yophuhliso, ngaloo ndlela komelezwa ukujikeleza kwelizwe.
Izimvo zomeleza amandla enkonzo yezemali kunye neendlela zexesha elide zokugcina umlinganiselo ofanelekileyo wotyalo-mali kwicandelo lemveliso. Amaziko emali aza kuphucula iindlela zawo zangaphakathi zokukhonza icandelo lemveliso, aseke izicwangciso zetyala ezahlukeneyo kwicandelo lemveliso, aze enze imigaqo-nkqubo yetyala eyahlukileyo eyenzelwe amashishini athile kunye namanqanaba okukhula kwamashishini. Aza kukhulisa iqela leetalente ezahlukeneyo kushishino lwesayensi netekhnoloji kunye nezemali, ekhuthaza amaziko emali ukuba akhe amaqela apheleleyo olawulo lwezemali kunye neenkonzo. Aza kuseka kwaye aphucule iindlela ezine: ulungelelwaniso kunye nokukhuthaza amasebe ahlukeneyo, izikhuthazo kunye nemida yomgaqo-nkqubo, inkxaso yomgaqo-nkqubo wengingqi, kunye nokuthintela kunye nokulawula umngcipheko odibeneyo. Aza kusebenzisa indima ekhokelayo yomgaqo-nkqubo wemali wesakhiwo kunye nomgaqo-nkqubo wetyala elikhulu ukuphucula ubunzulu, ukuchaneka, kunye nokusebenza kwenkxaso yezemali yophuhliso olutsha lwemizi-mveliso.
Kwinyathelo elilandelayo, iBhanki yabantu yaseTshayina kunye noMphathiswa wezoShishino noLwazi baza kusebenzisana namasebe afanelekileyo ukukhuthaza ngokupheleleyo ukuphunyezwa kwamanyathelo ahlukeneyo kwi-"Iimbono", baqinise intsebenziswano yezoshishino neyezemali, baphucule inkqubo yenkxaso-mali yophuhliso olutsha lwemizi-mveliso, kwaye banike inkxaso-mali eqinileyo yokukhawulezisa ukukhuthazwa kophuhliso olutsha lwemizi-mveliso.
isihlomelo:
IBhanki Yabantu yaseTshayina, uMphathiswa WezoShishino Nobuchwepheshe Bolwazi, iKhomishini Yophuhliso Nohlaziyo Lwesizwe, uMphathiswa Wezemali, uLawulo Lwezemali Lwelizwe, iKhomishini Yolawulo Lwezemali zaseTshayina, uLawulo Lwezotshintshiselwano Lwelizwe Lwangaphandle
Izimvo Ezikhokelayo malunga neNkxaso-mali yoPhuhliso lweMizi-mveliso olutsha
Imizi-mveliso sisiseko sesizwe kwaye lilitye lembombo lophuhliso loqoqosho noluntu olusemgangathweni ophezulu. Ukufezekisa uphuhliso lwemizi-mveliso olutsha ngumsebenzi obalulekileyo ekuphuculeni ngokupheleleyo amandla esizwe saseTshayina kunye nokuvuselelwa kwesizwe ngokusebenzisa uhlaziyo lwesimbo saseTshayina. Ukukhawulezisa uphuhliso lwesizwe esinamandla sezemali nesemveliso kunye nokuseka inkqubo yezemali ehambelana nokuphucula uphuhliso lwemizi-mveliso olutsha, kucetyiswa izimvo ezilandelayo.
1.Iimfuno ngokubanzi
Sikhokelwa yiNgcinga kaXi Jinping malunga neSocialism eneempawu zaseTshayina kwixesha elitsha, siza kuyiphumeza ngokupheleleyo umoya weNgqungquthela yeSizwe yama-20 yeQela lamaKhomanisi laseTshayina kunye neeSeshini zeSibini nezeSithathu zeKomiti ePhakathi yama-20, siphumeze ukusasazwa kweNgqungquthela yeSizwe yoKhuthazo lweMizi-mveliso emitsha, siphumeze ngokupheleleyo, ngokuchanekileyo, nangokupheleleyo ingcamango entsha yophuhliso, silungelelanise uphuhliso kunye nokhuseleko, kwaye sixhase ngokuqinileyo iinkonzo zemali zoqoqosho lokwenyani njengenjongo yethu esisiseko kunye nomlinganiselo osisiseko wokuthintela nokusombulula iingozi zemali. Siza kunamathela kwimigaqo ejolise kwimarike kunye nomthetho, sigxile kwimisebenzi ephambili yesicwangciso sophuhliso olutsha, siqinise uhlengahlengiso lwesakhiwo kwicala lobonelelo lwemali, siqinise intsebenziswano yemizi-mveliso neyemali, siqinise ukulungelelaniswa kwemigaqo-nkqubo yemizi-mveliso neyemali, kwaye siphucule ubunzulu, ukuchaneka, kunye nokusebenza kakuhle kwenkxaso yemali. Siza kubonelela ngeenkonzo zemali ezikumgangatho ophezulu zokwakha inkqubo yemizi-mveliso yanamhlanje ekhokelwa bubuchule besayensi kunye nobuchwepheshe kwaye ixhaswe yimveliso ephucukileyo, iqhubela phambili ngokuthe ngcembe uphuhliso olutsha lwemizi-mveliso, kwaye sikhawulezise uphuhliso lwamandla emveliso amatsha asemgangathweni. Siza kunamathela kwimigaqo-nkqubo eyahlukeneyo, sinike inkxaso kunye nolawulo, ukukhuthaza ukukhawuleziswa kokuqhubela phambili kwamashishini ukuya kwiimarike eziphakathi neziphezulu kunye nokuthintela ukhuphiswano "olungenanguquko".
Ngowama-2027, inkqubo yezemali exhasa uphuhliso oluphezulu, olukrelekrele, noluluhlaza lwemveliso iya kuba ivuthiwe kakhulu, inoluhlu lwemveliso olutyebileyo. Imali mboleko, iibhondi, izabelo, i-inshurensi, kunye nezinye izixhobo zemali ziya kudityaniswa kwaye zinxibelelane ngakumbi, zithintele ngempumelelo imingcipheko yemali enqamlezileyo, kwaye ukulungelelaniswa kweenkonzo kuya kuphucuka ngempumelelo. Iimfuno zekhredithi ezisebenzayo zamashishini emveliso ziya kuhlangatyezwana ngokupheleleyo, inani kunye nobukhulu bokukhutshwa kweebhondi ngamashishini emveliso ziya kuqhubeka nokukhula, kwaye inqanaba lokuxhaswa ngemali yezabelo liya kuphucuka kakhulu.
2. Ukuxhasa ukuphuculwa kwamandla okuvelisa izinto ezintsha kwezobuchwepheshe kwezoshishino kunye nokuqina kwekhonkco lemizi-mveliso kunye nekhonkco lokubonelela
(1) Lungiselela izixhobo zomgaqo-nkqubo wezemali ukuxhasa ubuchwepheshe obuphambili kunye nophando lwemveliso. Sebenzisa indima yokukhuthaza izixhobo zomgaqo-nkqubo wezemali zesakhiwo ukukhokela iibhanki ukubonelela ngenkxaso-mali yexesha eliphakathi nelide yophando lweteknoloji ephambili kunye nemveliso kwiikhonkco zeshishini lokuvelisa eziphambili, ezifana neesekethe ezidibeneyo, izixhobo zoomatshini bemizi-mveliso, izixhobo zonyango, iiseva, izixhobo, isoftware esisiseko, isoftware yemizi-mveliso, kunye nezixhobo eziphambili. Khuthaza onke amaziko emali, ngokusekelwe kwimisebenzi yawo, ukuba asebenzise iimveliso zemali ezifanelekileyo kunye nezixhobo zokukhonza iiprojekthi zokwakha ngokutsha kwemizi-mveliso kunye neeprojekthi zophando lwezixhobo zobuchwepheshe eziphambili. Kwiinkampani zobuchwepheshe ezifezekisa impumelelo kwiiteknoloji eziphambili eziphambili, kuya kusetyenziswa "itshaneli eluhlaza" yokubhalisa imali, ukudibana kunye nokuthengwa, kunye nokukhutshwa kweebhondi. Ukunyusa inkxaso yokukhuthaza nokusetyenziswa kwezixhobo zobuchwepheshe eziphambili zokuqala, izixhobo ezintsha zokuqala, isoftware yohlelo lokuqala, kunye namashishini amancinci naphakathi akhethekileyo, akhethekileyo, kunye namashishini amancinci aphakathi, amashishini aphezulu, amashishini angaphantsi, kunye namashishini amakhulu ekhonkco lemizi-mveliso kunye nekhonkco lokubonelela.
(2) Ukwazisa ngemali yexesha elide kunye nokuphuhlisa imali yezigulane ukuze kukhawuleziswe utshintsho lwempumelelo yesayensi neyobuchwepheshe. Ukuxhasa intsebenziswano phakathi kwamaziko emali kunye nee-arhente zeenkonzo zonxibelelwano kwezobuchwepheshe ukuze kuhlolwe kwaye kuphuhliswe iimodeli zeenkonzo zemali ezahlukeneyo ukuze kuhlaziywe izixhobo zesayensi kunye nophuhliso lwezobuchwepheshe kunye nempumelelo. Sebenzisa iprojekthi ekhethekileyo "yoHlanganiso lwezeMali kwiShishini leTekhnoloji", qhuba imiboniso yotyalo-mali "ngeNtsalela enye ngenyanga" kunye nenkqubo "yeeNqanaba zeeSails kunye neeNkulungwane zeeBhoti" ukuze kuphuculwe uluhlu lwamashishini akhethekileyo, anobuchule, nanemveliso amancinci naphakathi. Lungiselela inkqubo yovavanyo lweempawu zobuchwepheshe obuqinileyo, uqinise isikhokelo malunga nolindelo loluhlu kunye nezikhuthazo zomgaqo-nkqubo, kwaye ukhuthaze imali yoluntu ukuba ityale imali kwangethuba, kwishishini elincinci, ixesha elide, nakwiteknoloji eqinileyo. Khuthaza iinkonzo zemali ezenzelwe wena ezifana nokuxhasa ngetyala, izixhobo zolwazi, iingcebiso zemali, kunye nokubonisana ngolawulo kwitalente ephezulu kwimveliso entsha kunye noshishino. Khuthaza iimali ze-venture capital ukuba zisebenzisane namaziko kazwelonke okuvelisa izinto ezintsha, iiyunivesithi kunye namaziko ophando, amaqonga okukhulisa amashishini, ii-arhente zenkonzo kawonke-wonke zamashishini amancinci naphakathi, amaqonga okuvavanya amashishini aphezulu, kunye neeyunithi zokuvavanya ukuphucula iziphumo ezivela kwiinkqubo zesizwe eziphambili ze-R&D ukuze kuxhotyiswe utshintsho kunye nophuhliso lwemveliso yempumelelo yesayensi netekhnoloji. Ukuphuhlisa iimali zemarike yesibini ye-venture capital, ukuphucula iinkqubo zoshishino kunye neendlela zamaxabiso zokudluliselwa kwezabelo ze-venture capital fund, kunye nokukhuthaza uphuhliso oludibeneyo lweemarike zezabelo zengingqi kunye neemali ze-venture capital. Khuthaza ii-incubators zoshishino ukuba zihlole utyalo-mali oluthe ngqo, ii-funds, i-property rental equity, inkonzo-for-equity, kunye nezinye iindlela zokutyala imali kwiinkampani ezikhuselweyo. Xhasa amaziko e-inshorensi ukuba asebenzisane namaziko ovavanyo lokuvavanya kwishishini le-inshorensi elitsha.
(3) Ukuqinisa iinkonzo zemali kumashishini aphambili kunye nokuxhasa uphuhliso oluzimeleyo nolulawulekayo lwekhonkco lemizi-mveliso. Khokela amaziko emali ukuba asebenzise izixhobo ezahlukeneyo ezifana nemali mboleko, iibhondi, izabelo, kunye ne-inshurensi ukubonelela ngeenkonzo zemali ezipheleleyo kumashishini aphambili akhokelayo kunye namashishini abalulekileyo axhasayo kwikhonkco lemizi-mveliso, ukubonelela ngezisombululo zemali zokusebenza okuzinzileyo kwamashishini achaphazeleka ngakumbi zizinto zangaphandle, kunye nokuxhasa amashishini abucala ukuba athathe inxaxheba ngokukhutheleyo ekwakhiweni kwekhonkco lemizi-mveliso elizimeleyo nelilawulekayo. Ukuphucula imigaqo-nkqubo yemali-mboleko ye-M&A, ukuxhasa amashishini akhokelayo kwikhonkco ukuba agxile kwikhonkco lemizi-mveliso elinyukayo nelisezantsi ukuze kuqhutywe utyalo-mali "lokuzalisa ikhonkco" kunye "nokwandisa ikhonkco", kunye nokuqhuba uphuhliso oludibeneyo lwekhonkco lemizi-mveliso yonke. Ukuxhasa iinkampani zemigodi ukukhawulezisa ukwanda kwemithombo kunye nemveliso yezimbiwa ezibalulekileyo kunye nokuphucula amandla okuqinisekisa ukunikezelwa kwezixhobo ezicwangcisiweyo, ngesiseko sokuthobela imigaqo-nkqubo yemizi-mveliso yesizwe. Ukukhokelwa yimfuno yemizi-mveliso, ukuphucula inkqubo yemveliso yexesha elizayo kunye nokukhuthaza ukunikezelwa kunye nokuzinza kwamaxabiso eempahla ezinkulu.
3.Xhasa ukwakhiwa ngokukhawuleza kwenkqubo yemizi-mveliso yanamhlanje
(4) Ukuphucula iinkonzo zemali kwimveliso yendabuko kunye nokukhuthaza utshintsho nokuphucula amashishini. Khokela iibhanki ukuba ziphucule imigaqo-nkqubo yetyala ngokusekelwe kumgaqo wenkxaso kunye nolawulo, kunye nokwandisa inkxaso yezemali yophuhliso oluphezulu, olukrelekrele, noluluhlaza lwemveliso yendabuko, kunye namashishini ukuba andise iintlobo ngeentlobo zemveliso, aphucule umgangatho, kwaye enze iimpawu. Ukuqinisa inkxaso yezemali eyahlukeneyo kwinguqu yedijithali kwishishini lemveliso, ngakumbi kumashishini amancinci naphakathi kunye nababoneleli benguqu yedijithali. Sebenzisa imisebenzi emibini yokuxhasa ngemali kunye nokuxhasa ngezimali iimpahla kwirenti yezemali ukuxhasa amashishini kwinguqu yedijithali yezixhobo zemveliso, ukuphuculwa kunye nokutshintshwa kwezixhobo ezikrelekrele kunye nesoftware, ukufunyanwa kwezixhobo eziluhlaza nezinobuhlobo nokusingqongileyo, kunye nokusetyenziswa kwezixhobo zokhuseleko kunye nongxamiseko. Ukukhuthaza ukuqinisekiswa kwempahla yetyala lemali yokuqeshisa ngezimali. Ukuqinisa ukuveliswa kwemveliso yebhondi ukuxhasa ukuguqulwa kwezobuchwepheshe kunye nokuphucula, ukwakhiwa kweefektri ezikrelekrele, kunye nokuguqulwa kwedijithali kwamashishini amancinci naphakathi. Xhasa iinkampani ezidwelisiweyo ekudityanisweni kweshishini kunye nokuphucula ngokufakwa kuluhlu ngokubanzi, ukufakwa kwabucala, kunye nokuthengwa kweeasethi. Khuthaza iinkampani zeinshorensi ukuba ziphuhlise ngenkuthalo iintlobo ezahlukeneyo zeshishini leinshorensi yetekhnoloji ukubonelela ngokhuseleko lomngcipheko wokuguqulwa nokuphuculwa kweshishini lemveliso kunye nokhuseleko lweeasethi zedatha yeshishini.
(5) Ukuphucula umgangatho nokusebenza kakuhle kwemali yesayensi netekhnoloji, ukuxhasa ukukhula nophuhliso lwamashishini asakhasayo kunye noyilo olujonge phambili lwamashishini azayo. Ukuxhasa amaziko emali ekuphuhliseni iimodeli zeenkonzo zemali zesayensi netekhnoloji ezahlukeneyo, ezihambelanayo, ukwandisa imali mboleko yesayensi netekhnoloji, kunye nokwandisa imizamo yotyalo-mali kunye nokuxhasa kwiibhondi ezintsha zesayensi netekhnoloji. Ukukhuthaza ukusetyenziswa kweziphumo zovavanyo kuphuhliso olukhethekileyo, olukhethekileyo, nolutsha lwamashishini amancinci naphakathi, kunye nokuqinisa iinkonzo zokuxhasa ngemali kunye nokuphucula ikhredithi. Sebenzisa ngokupheleleyo "iNkqubo yamaNqaku oBuchule" kwaye ulungelelanise uphuhliso lwemali mboleko yepropathi yengqondo kunye namanye amashishini. Ukuxhasa amashishini afanelekileyo kumashishini asakhasayo afana netekhnoloji yolwazi yesizukulwana esilandelayo, isoftware esisiseko neyemizi-mveliso, izithuthi ezikrelekrele (eziqhagamshelweyo), amandla amatsha, izixhobo ezintsha, izixhobo eziphezulu, ulwazi lwendawo, inqwelo-moya yorhwebo, i-biomedicine, kunye nokhuseleko lwenethiwekhi kunye nedatha ukuze kuqokelelwe imali kwiimarike zemali ezininzi. Ukukhuthaza utshintsho kwicala lotyalo-mali, ukuphucula uvavanyo lwexesha elide lwamaziko otyalo-mali, kunye nokukhuthaza iimali zexesha elide ezifana neemali zotyalo-mali zikarhulumente, iimali zamashishini karhulumente, kunye neenkampani zomshuwalense ukuba zikhawulezise ulwakhiwo lwamashishini exesha elizayo, zigxile kwimveliso yexesha elizayo, ulwazi lwexesha elizayo, izixhobo zexesha elizayo, amandla exesha elizayo, indawo yexesha elizayo, kunye nempilo yexesha elizayo, ngelixa ziqinisekisa ukuba iingozi ziyalawuleka.
(6) Sebenzisa indima eqhubayo yemali eluhlaza ukuxhasa uphuhliso lwemizi-mveliso oluluhlaza, olunekhabhoni ephantsi, nolujikelezayo. Ukukhawulezisa uphuhliso lwenkqubo yemigangatho yezemali exhasa utshintsho oluluhlaza nolunekhabhoni ephantsi kwimizi-mveliso enekhabhoni ephezulu. Ukuqinisa ukusetyenziswa kwezixhobo zemali eziluhlaza ezahlukeneyo ezifana nekhredithi eluhlaza kunye neebhondi eziluhlaza kutshintsho oluluhlaza nolunekhabhoni ephantsi kwimizi-mveliso. Landela umgaqo "wokuseka kuqala, uze udilize," kwaye ukhuthaze iibhanki ukuba zixhase iiprojekthi kunye namashishini kwimizi-mveliso enekhabhoni ephezulu ehambelana nesikhokelo sokuphuculwa kwetekhnoloji eluhlaza nolunekhabhoni ephantsi kunye nemigaqo-nkqubo yokutshintsha amandla. Phucula iindlela zokukhuthaza kunye nemida yezemali eluhlaza, khuthaza amaziko emali ukuba aphuhlise iimveliso zemali ezixhasa ukuveliswa okuluhlaza, ukwandisa utyalo-mali kukhuseleko lokusingqongileyo, ulondolozo lwamandla, ulondolozo lwamanzi, imveliso ecocekileyo, ukusetyenziswa kwezixhobo ezibanzi, ukuveliswa okuluhlaza, kunye nophuhliso olunekhabhoni ephantsi, kwaye uxhase utshintsho oluluhlaza nolunekhabhoni ephantsi kunye nokuphuculwa kweefektri eziluhlaza.
(7) Ukuqinisa amandla emali edijithali kunye nokukhuthaza ukuhlanganiswa okunzulu koqoqosho lwedijithali kunye noqoqosho lokwenyani. Ukuxhasa amaziko emali ekusebenziseni ubuchwepheshe obufana nedatha enkulu, i-blockchain, kunye nobukrelekrele bokwenziwa ukuze kulungiswe iinkqubo zoshishino kwaye kuphuculwe ukusebenza kakuhle ekukhonzeni imboni yokuvelisa, ingakumbi amashishini amancinci naphakathi. Ukuqinisa inkxaso yemali mboleko yexesha eliphakathi nelide yophuhliso lweziseko zedijithali, kubandakanya i-5G, i-Intanethi yoShishino, kunye namaziko edatha kunye nekhompyutha. Sebenzisa ngokukhutheleyo ukuqeshisa ngemali, iimali zotyalo-mali zetrasti yezindlu, kunye nokuqinisekiswa kweeasethi ukuze kwandiswe imithombo yemali yophuhliso lweziseko zedijithali. Ukukhuthaza uphuhliso lwamaqonga eenkonzo zemali zoshishino edijithali ngamabhanki. Ukugxila kwiikhonkco eziphambili zoshishino lokuvelisa, ukuqinisa ukuhlanganiswa kweemeko, ukuhlanganiswa kwenkqubo yendalo, ukuqokelelwa kolwazi, ukuqinisekiswa kwedatha, ixabiso kunye namaxabiso, kunye nokuvelisa imveliso ukuze kufezekiswe iinkonzo zemali "ezihamba kunye" ezifana nokuhlawula, ukuxhasa ngemali, kunye nolawulo lwemali. Ukuqhubela phambili ngocwangco uphuhliso lweqonga lokwabelana ngolwazi lwetyala lesizwe lokuhamba kwemali yamashishini amancinci, aphakathi, kunye namashishini amancinci, ukuphucula ulwazi lwetyala kubaboleki bokuqala, kunye nokuphucula ukufumaneka kwemali kumashishini amancinci, aphakathi, kunye namashishini amancinci kushishino lokuvelisa. Khuthaza amaziko emali ukuba asebenzisane ne-China SME Service Network ukuze kubonelelwe ngeenkonzo "zokuxhasa ngemali" eziluncedo kumashishini amancinci naphakathi.
(8) Ukwandisa iinkonzo zemali kwiityathanga zemizi-mveliso nokukhuthaza ukuhlanganiswa kweetyathanga zenkunzi kunye neetyathanga zemizi-mveliso. Amaziko emali akhuthazwa ukuba abonelele ngezinto ezifunyenweyo, izinto ezisetyenzisiweyo, irisithi zeendawo zokugcina impahla, kunye neenkonzo zokuxhasa ngemali kwiinkampani ezincinci neziphakathi (ii-SME) kwityathanga lokubonelela ngokusekelwe "kwityala ledatha" kunye "netyala lezinto," kusetyenziswa idatha enkulu kunye neemeko ezithile. Sebenzisa ulwazi lwetyala lokuhamba kwemali ye-SME ukuze uphonononge iimodeli zetyathanga lokubonelela "elingaxhomekekanga" ezizimeleyo kwityala leenkampani eziphambili. Xhasa ii-arhente zengxelo yetyala leenkampani ekudibaniseni nasekuqhagamsheleni idatha evela kumashishini amakhulu okuvelisa, iinkampani zokugcina impahla kunye nezothutho, kunye nezinye iinkampani zetyathanga lemizi-mveliso, ukubonelela iibhanki ngolwazi malunga nemeko yamashishini kwityathanga lokubonelela, ukuthengiselana kokubonelela kunye nokuthengisa, kunye nokuqinisekiswa kwamalungelo eeakhawunti. Ukuphucula imigangatho yeshishini kunye neyobuchwephesha yee-warehouse zokujonga imali (irisithi yendlu yokugcina impahla), ukuxhasa uphuhliso lweeplatifomu ze-warehouse ezikrelekrele zokujonga ezikumgangatho ophezulu, kunye nokwandisa iimodeli ze-inventory (irisithi yendlu yokugcina impahla) kwi-intanethi. Ukwandisa uphuhliso kunye nokusetyenziswa kweeplatifomu zebhili yetyathanga lokubonelela kunye nenkqubo yokubhalisa edibeneyo kunye neyokwazisa ngemali yepropathi eshukumayo, kunye nokuphucula umgangatho wenkonzo kunye nokusebenza kakuhle kweeplatifomu zenkonzo yezimali ezifunyenweyo. Sebenzisa iingenelo zobungcali kunye nobuchule beenkonzo zobuchwepheshe bamaziko emali ekugcinweni kwemali, ekutshatiseni, nasekulawuleni imali ukuze kukhuthazwe ukudityaniswa kwee-SME kwinkqubo yophuhliso lweshishini.
4.Ukuxhasa uyilo olunengqiqo lwamashishini kunye nokwandisa indawo yophuhliso
(9) Ukuphucula ukuguquguquka kweenkonzo zemali zokudluliselwa kwemizi-mveliso kunye nokunceda ukuphucula ulwakhiwo lwemimandla yemizi-mveliso. Ukukhuthaza amaziko emali ukuba aphucule ulwakhiwo lwezixhobo zemali kunye nokubonelela ngenkxaso-mali yokudluliselwa kwemizi-mveliso kwiindawo ezifanelekileyo kwimimmandla esembindini, entshona, nasempuma-mpuma. Ukukhuthaza iibhanki ezinkulu ukuba ziphucule iinkqubo zolawulo lwetyala ezinqumla imimandla, ukuqinisa ukwabelana ngolwazi kunye nokulungelelaniswa kweenkonzo phakathi kwamasebe kwiindawo zokudluliselwa kwemizi-mveliso kunye neendawo ezifumanayo, kunye nokubonelela ngeenkonzo ezibanzi ezifana nokwenza iiprojekthi kunye nokubonisana ngobuchule kwiindawo ezifumanayo kwimizi-mveliso. Ukuqinisa ukwabelana ngedatha yoluntu kunye nolwazi ngokufumana amasebe karhulumente kunye namaziko emali, kunye nokuxhasa amasebe kwiindawo ezifumanayo ukubonelela ngenkxaso yetyala kumashishini afumanayo kwizigaba zawo zokuqala zokusungulwa ngokusekelwe kwidatha yembali efana nemveliso kunye nokusebenza, izalathisi zemali, isikhundla semarike, kunye neerekhodi zetyala zamashishini adluliselayo. Ukuphucula imali mboleko ye-M&A, imali mboleko yempahla esisigxina, kunye neenkonzo zemali mboleko ezidityanisiweyo ukuze kusetyenziswe ngcono iimodeli zokudluliselwa ezifana nokudibana kunye nokuthengwa, amashishini adibeneyo, kunye nentsebenziswano. Ukukhawulezisa uphuhliso lwenkqubo yokudluliselwa kweteknoloji kunye nokukhuthaza ukuhlanganiswa okunzulu kwezinto zobuchwepheshe kunye nemali.
(10) Ukuphucula ubuchule beenkonzo zemali kumashishini akhethekileyo kunye nokuxhasa uphuhliso lwamaqela emizi-mveliso. Ukukhuthaza iibhanki zesizwe ukuba ziseke amasebe akhethekileyo. Phantsi kwengcamango yemingcipheko elawulekayo, yonyusa imvume yamasebe asekuhlaleni kumaqela emveliso aphucukileyo, amaqela emizi-mveliso akhethekileyo e-SME, kunye namaqela emizi-mveliso anobuchule ukudala iinkonzo zemali kumaqela emizi-mveliso akhethekileyo. Khuthaza iibhanki zasekuhlaleni ezincinci neziphakathi ukuba ziphuhlise iimveliso zemali-mboleko ezilungiselelwe iimpawu zoshishino zengingqi kwaye ziphucule ubuchule bokukhonza amashishini athile. Ukukhuthaza intsebenziswano esemthethweni nehambelanayo phakathi kweebhanki ezinkulu kunye neengxowa-mali zoshishino zenqanaba likazwelonke kwicandelo lemveliso ukubonelela ngeenkonzo ezipheleleyo zemali kumaqela emveliso aphucukileyo kunye namaqela emizi-mveliso akhethekileyo e-SME. Ukuxhasa iingxowa-mali ze-venture capital kunye namanye amaziko ukuseka ubukho kumaqela. Ukuphuhlisa iibhodi ezikhethekileyo ezikumgangatho ophezulu kwiimarike zezabelo zengingqi kumacandelo akhethekileyo, anobuchule, kunye namaqhinga, kunye nokuqinisa uphuhliso, ulwalathiso, kunye neenkonzo zobungcali kwiinkampani eziya kuluntu.
(11) Ukuphucula ukulula kweenkonzo zemali eziwela imida kunye nokwandisa indawo yokuvula nophuhliso oluphezulu oluneendlela ezimbini. Ukuphucula ukunikezelwa kweemveliso zemali kunye neenkonzo zokwenza urhwebo lwangaphandle. Qalisa amanyathelo akhethekileyo okunceda amashishini amancinci naphakathi ahamba kwihlabathi liphela. Ukuphucula ukulula kwebhalansi yeakhawunti yangoku kunye neentlawulo, ukuqinisekisa ukuba amashishini anokuqhuba isivumelwano sorhwebo oluwela imida ngokukhuselekileyo, ngokufanelekileyo, nangokulula. Ukwandisa ubungakanani besivumelwano se-RMB sorhwebo oluwela imida ukuze kuhlangatyezwane ngcono neemfuno zesivumelwano sorhwebo lwangaphandle lwamashishini. Ukukhuthaza ukuphuculwa komgangatho kunye nokusebenza kakuhle kwemigaqo-nkqubo yokuncedisa ibhalansi yorhwebo kumashishini asemgangathweni ophezulu. Ukuxhasa amashishini afanelekileyo ekulingeni iinkonzo zokudibanisa imali eziwela imida ukuze kube lula ukudluliselwa kunye nokusetyenziswa kwemali yasekhaya nakwamanye amazwe. Ukwandisa ngakumbi i-inshurensi yekhredithi yokuthumela ngaphandle kunye nokubonelela ngetyala kwicandelo lorhwebo lwangaphandle. Ukuqinisa upapasho kunye nenkxaso yemigaqo-nkqubo yeenkonzo zokukhusela utshintshiselwano lwangaphandle ukuphucula amandla olawulo lomngcipheko wezinga lokutshintshiselana kwamashishini ahamba kwihlabathi liphela. Ukwandisa ububanzi benkqubo yovavanyo lokuncedisa ukuxhaswa ngemali eziwela imida kumashishini asebenza ngobuchwepheshe obuphezulu, ii-SME ezikhethekileyo, ezintsha, kunye nezobuchwepheshe. Yandisa ngolungelelwano umda wenkqubo yokulinga yokukhulula amashishini atyalwe imali angaphandle ekubhaliseni ukuze atyalwe imali kwakhona ukuze kube lula utyalo-mali lwasekhaya ngamashishini atyalwe imali angaphandle. Lungiselela kwaye uphucule inkqubo yokulinga yeQualified Foreign Limited Partner (QFLP). Phucula uluhlu olungalunganga lokusetyenziswa kwengeniso yeakhawunti yemali ukuze kuphuculwe ukusebenza kakuhle kwamashishini ekusebenziseni imali yangaphandle.
5.Ukuqinisa inkxaso-mali yokwakhiwa kwamandla okwakha amashishini amatsha
(12) Ukuphucula iindlela zangaphakathi zamaziko emali akhonza ishishini lokuvelisa. Amaziko emali kufuneka abandakanye ukukhonza ushishino olutsha kwizicwangciso zawo zokusebenza zexesha elide, alungise ngokukhawuleza imisebenzi yawo ngokusekelwe kwiimfuno zophuhliso lwesizwe kunye neendlela zokuguqula nokuphucula ishishini, kwaye andise inkxaso yemali mboleko yexesha eliphakathi nelide kunye nemigca yetyala kushishino lokuvelisa. Iibhanki kufuneka zimisele izicwangciso zetyala ezahlukeneyo kushishino lokuvelisa, ziqinise iziqinisekiso zezixhobo kwiindawo ezifana nokwabiwa kwemali yezoqoqosho, ziphucule ukukhululwa ekuqwalaseleni ngokufanelekileyo kunye neendlela zokukhuthaza, kwaye zikhuthaze abasebenzi abaphambili ukuba bakhonze ngokukhutheleyo amashishini okuvelisa amancinci naphakathi. Ukuxhasa iibhanki ekuphuhliseni iimodeli zovavanyo lwetyala ezilungelelaniswe neemfuno zophuhliso olutsha lweshishini, kwaye zenze imigaqo-nkqubo yetyala eyahlukileyo kunye nemigangatho yokufikelela ngokusekelwe kwiimpawu zamashishini athile kunye namanqanaba okukhula kwamashishini. Khokela amaziko emali ukuba anamathele kwimigaqo "emibini engagungqiyo", aphathe zonke iintlobo zamashishini ngokulinganayo, kwaye aqinise iinkonzo zemali kumashishini okuvelisa abucala.
(13) Ukuqinisa ulungelelwaniso kunye nentsebenziswano yezixhobo ezahlukeneyo zemali. Ukukhuthaza ukwabelana ngolwazi kunye nentsebenziswano yeshishini phakathi kweebhanki, iinkampani zeinshorensi, iinkampani zezabelo, iingxowa-mali, amaziko okuqinisekisa ukuxhasa ngemali, kunye neenkampani zolawulo lweeasethi zemali, ngelixa kuthintela iingozi zemali ezinqumlayo kunye nokukhusela ubumfihlo babathengi. Ukuxhasa iinkampani zokubamba imali ekudibaniseni izibonelelo zemali ezahlukeneyo kumaqela azo ukubonelela ngeenkonzo zemali ezipheleleyo kumashishini. Khuthaza amaziko einshorensi, iinkampani eziphantsi kolawulo lobutyebi bebhanki, iinkampani zokuqeshisa ngemali, kunye neenkampani zokuqeshisa ngemali ukuba zibonelele ngenkxaso yemali yexesha elide nezinzileyo yophuhliso lwemveliso ephucukileyo ngokusebenzisa izabelo, iibhondi, iingxowa-mali zabucala, kunye nokuqeshisa ngemali, phantsi kwengcamango yemingcipheko elawulekayo kunye nemvume yorhwebo.
(14) Yakha iqela leetalente ezahlukeneyo kwizifundo zesayensi, ubuchwepheshe, ishishini, kunye nezemali. Hlola kwaye uphucule inkqubo yobungcali yokulungiselela iinkonzo zemali zesayensi netekhnoloji, wenze uphuhliso lwetalente oludibeneyo kwiipaki ezahlukeneyo zesayensi netekhnoloji kunye namashishini esayensi netekhnoloji, kwaye uphucule umgangatho weenkonzo zemali kwiindawo apho izixhobo zesayensi netekhnoloji zixinene khona, njengeendawo zelizwe ezikumgangatho ophezulu. Khuthaza amaziko emali ukuba aqeshe kwaye angenise iitalente ezineemvelaphi zobungcali kwimveliso ephucukileyo kunye namacandelo esayensi netekhnoloji anxulumeneyo ukuze kwakhiwe amaqela olawulo lwemali kunye neenkonzo ezihlukeneyo. Khuthaza amaziko emali ukuba abeke iingcali zemali kwiinkampani eziphambili ze-industrial chain backbone, amaqela okuvelisa aphucukileyo, amaqela amancinci naphakathi emizi-mveliso ekhethekileyo, iindawo zophuhliso lwemizi-mveliso kazwelonke ezikumgangatho ophezulu, kunye neendawo ezintsha zelizwe, kwaye uzibeke rhoqo kwiinkampani nakwiipaki. Xhasa amashishini aphambili, ii-arhente zenkonzo karhulumente zamashishini amancinci naphakathi, kunye nabasebenzi bolawulo lweepaki zoshishino kunye nezemali ukuze batshintshiselane kwaye bafunde namaziko emali, kwaye baphucule ukuhambelana kweenkqubo zolawulo lwemali yenkampani kunye neenkqubo zophononongo lwemali mboleko yebhanki.
6.Ukuqinisa ulungelelwaniso kunye nonxibelelwano phakathi kwemigaqo-nkqubo yezemali neyemizi-mveliso
(15) Ukuqinisa ubunkokeli bombutho kunye neendlela zokukhuthaza ezidibeneyo. IBhanki yabantu yaseTshayina, uMphathiswa wezoShishino kunye neTekhnoloji yoLwazi, iKhomishini yoPhuhliso kunye noHlaziyo lweSizwe, uMphathiswa wezeMali, uLawulo lweSizwe loLawulo lwezeMali, iKhomishini yoLawulo lweZibambiso zaseTshayina, kunye noLawulo lweSizwe loTshintshiselwano lwaMazwe ngaMazwe baya kuqinisa ukwabelana ngolwazi kunye nokulungelelaniswa komgaqo-nkqubo, baphucule ukuhambelana kwemigaqo-nkqubo yezoqoqosho, kwaye baphucule imeko-bume yokuphunyezwa komgaqo-nkqubo. Ukuphucula indlela yokusebenza yokwandisa imali-mboleko yexesha eliphakathi nelide kwishishini lemveliso, ukuseka nokuphucula indlela eqhelekileyo yokucebisa iprojekthi kumashishini aphambili, ukusebenzisa indima yeqonga lesizwe lentsebenziswano yezemali-mveliso, ukwandisa rhoqo imizamo ekukhuthazeni iprojekthi, ukuhambelana kwemali, kunye nokhuseleko lwezinto, kunye nokukhuthaza amaziko emali ukuba axhase iindawo eziphambili zophuhliso olutsha lwemizi-mveliso. Khokela amaziko emali ukuba asebenzisane ngokupheleleyo namagunya afanelekileyo, imibutho yemizi-mveliso, iiyunivesithi eziphambili, kunye namashishini angundoqo ukudala inkqubo yenkxaso yemali evaliweyo. Ukuqinisa ukuhlanganiswa kwemigaqo-nkqubo kunye nemigangatho, ukufaka imigangatho yemizi-mveliso ekuxhaseni ngemali nasekuvunyweni kwekhredithi, uphononongo loluhlu, kunye novavanyo lolawulo, kunye nokufaka izalathisi zemali kuvavanyo lweprojekthi kunye nokulima amashishini.
(16) Ukuqinisa izikhuthazo kunye nemida yomgaqo-nkqubo. Ukuqinisa ukuphunyezwa kwenkxaso-mali entsha kunye nezibonelelo zenzala zokuvelisa izinto ezintsha kwezesayensi nezobuchwepheshe kunye notshintsho kwezobuchwepheshe, ukusebenzisa ngokufanelekileyo izixhobo zomgaqo-nkqubo wemali ezifana nezixhobo zokuxhasa ukunciphisa ukukhutshwa kwekhabhoni, ukuphinda kuxhaswe amashishini amancinci, kunye nokuphinda kuhlawulwe amatyala, ukuxhasa iindawo eziphambili zophuhliso olutsha lwemizi-mveliso kunye nophuhliso lwamashishini amancinci naphakathi. Ukuqinisa ukubekwa esweni okubalulekileyo kwetyala lokuvelisa, ukukhuthaza iibhanki ukuba ziphumeze zonke iimfuno zomgaqo-nkqubo, ukuqinisa rhoqo isikhokelo somgaqo-nkqubo wetyala elikhulu, kunye nokukhuthaza ulungelelwaniso oluphilileyo lwemarike yezemali. Ukuphucula izalathisi zovavanyo lwezemali eziluhlaza, ukuhamba ngaphaya kokusebenzisa nje isikali semali semizi-mveliso "emibini ephezulu, enye eyinkunzi" njengeekhrayitheriya zovavanyo.
(17) Ukuphucula iindlela zokuxhasa umgaqo-nkqubo wengingqi. Amasebe endawo oshishino kunye netekhnoloji yolwazi, uphuhliso kunye nohlaziyo, kunye namanye amasebe afanelekileyo, ngokubambisana namasebe olawulo lwemali, aza kuseka indlela yesikhokelo yomntu ngamnye kwiiprojekthi ezinkulu zemali zoshishino kwimimandla yawo, esebenzisana ngokusebenzayo ukusombulula imiba efana neemfuno ezingaphelelanga kunye nokungalingani kolwazi kwimali-mboleko yeprojekthi. Amaziko okuqinisekisa imali axhaswa ngurhulumente wengingqi aza kukhuthazwa ukuba anike inkxaso yokuphucula imali-mboleko kumashishini amancinci namashishini amancinci afanelekileyo ngokuphucula iindlela zokugcwalisa imali, ukuqinisa iziqinisekiso zokuphinda kuqinisekiswe kunye nembuyekezo yomngcipheko, kunye nokuphucula uvavanyo lokusebenza. Izixeko zesizwe ezilingayo zentsebenziswano yezoshishino kunye nezemali ziya kukhuthazwa ukuba ziqinise ubuchule obudibeneyo kwimigaqo-nkqubo yezoshishino, yezemali, neyezemali, kwaye ziphucule iindlela ezifana nembuyekezo yomngcipheko kunye nenkxaso-mali mboleko. Sebenzisa indima yenethiwekhi yeqonga leenkonzo zekhredithi ezidibeneyo zesizwe ukuxhasa amaziko emali ekujuleni kophuhliso kunye nokusetyenziswa kolwazi lwekhredithi. Ukusekwa kwedathabheyisi yeengcali zoshishino kunye nedathabheyisi yokuvavanya amandla okuvelisa amashishini kuya kukhuthazwa ukuba kubonelelwe ngenkxaso yengqondo nolwazi lokuhlolwa kwemali-mboleko kunye nokwenza izigqibo zamaziko emali.
(18) Misela kwaye uphucule indlela edibeneyo yokuthintela nokulawula umngcipheko. Misela indlela yovavanyo oludibeneyo kunye nesilumkiso kwangethuba kwiingozi zoshishino nezemali. UMphathiswa wezoShishino kunye neTekhnoloji yoLwazi, iKhomishini yoPhuhliso noHlaziyo yeSizwe, kunye namanye amasebe aya kuqinisa uvavanyo lomngcipheko kwiiprojekthi ezinkulu kunye namashishini aphambili, kwaye abelane ngokukhawuleza ngolwazi malunga neeprojekthi kunye namashishini anomngcipheko ophezulu kunye namasebe olawulo lwemali kunye namaziko emali. Ukukhuthaza amaziko emali ukuba aphumeze iimfuno zomgaqo-nkqubo wezoshishino wesizwe, aqinise ulawulo lomngcipheko wetyala kunye nokubeka iliso ekusetyenzisweni kwemali, athintele iingozi zokwahlulelwa kunye nokusetyenziswa gwenxa kwemali, kwaye ancede ekuthinteleni ukhuphiswano "olungenakuguquka". Misela ngokungqongqo iimfuno zokuhlelwa kwemali mboleko yokuvelisa ukuze ibonise ngokuchanekileyo iprofayili yomngcipheko wemali mboleko yokuvelisa. Xhasa iibhanki ekwandiseni imizamo yazo yokusombulula imali mboleko engasebenziyo yenkampani ngokuhambelana nomthetho ngokuhlaziya, ukucima, ukudluliselwa, kunye nezinye iindlela.
IBhanki Yabantu yaseTshayina
UMphathiswa Wezoshishino Nobuchwepheshe Bolwazi
IKhomishini yoPhuhliso lweSizwe kunye noHlaziyo
UMphathiswa wezeMali
Ulawulo lwezeMali
IKhomishini yoLawulo lweZibambiso zaseTshayina
Ulawulo lweSizwe loTshintshiselwano lwaMazwe angaphandle
Nge-29 kaJulayi, 2025
Ixesha lokuthumela: Agasti-07-2025